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MAKING TAX DIGITAL FOR LANDLORDS

Making Tax Digital sorted, for free

Don’t let HMRC changes slow you down. Automate your digital records, track property expenses, and stay compliant with our MTD software for landlords – all built directly into your Tide account.

Get MTD ready now
UK SMEs trust Tide

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UK SMEs trust Tide

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UK app downloads

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UK app downloads

What is Making Tax Digital for landlords?

What is Making Tax Digital for landlords?

Making Tax Digital (MTD) for landlords is HMRC's initiative to transition the UK tax system to a digital platform.

Businesses must switch from a single yearly self-assessment return to maintaining digital records and submitting tax updates via HMRC-approved MTD software.

From April 2026, landlords with an income of over £50,000 will be affected, and this will extend to those earning £30,000 from April 2027.

You run your property. Tide sorts your tax.

Without the right Making Tax Digital software, landlords could be looking at hours of extra admin, accounting bills and potential HMRC penalties. With Tide, it’s all done for you.

Transactions are recorded and categorised automatically, in real-time

Tax submissions are handled quarterly and filed directly to HMRC

Your Final Declaration is prepared by Tide, reviewed by you, then submitted

Get MTD-ready

We've built our MTD tools to work with you

Option 1: Open a free Tide business account Get your Tide account set up in minutes and unlock our free MTD tools Option 2: Connect an existing bank account via Open Banking Bring your banking data to Tide and we’ll handle your MTD submissions Option 3: Already have accounting software? Connect that to Tide as well Pull in all your transactions, and unlock a suite of tools built for you

Get MTD-ready

Free MTD software that makes compliance simple

Free MTD software that makes compliance simple

  • Generate your Self Assessment form with tax estimates

  • Get a linked Tax Account to put money aside for payments

  • File your returns to directly to HMRC via the Tide app

  • Auto-categorise and capture receipts for instant bookkeeping

 Get MTD-ready

Join over 1.8 million small business owners worldwide

What members say about Tide

Charlotte Davitt-Mills
Shotley Vineyard

"Tide works in harmony with your business. It's really user friendly and it's there alongside you kind of every step of the way, helping you grow your business."

Matt Herd
Beaucroft Watches

"Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account."

Aaron Mo
Ong Ong Buns

"With the help of Tide and their team of business finance experts, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business."

Ismail Uddin
NYAS Studio

"We were just in Portugal last week where we were having to make some payments and pay invoices, and I was just doing it from my phone on the beach...that was good."

 Everything you need as a landlord. Nothing you don’t.

Free and fast set-up

Open a dedicated business account for your property income with no fees and 5 free transfers a month.

An account that moves with you

Manage your portfolio transactions from anywhere and access everything you need in-app.

Get paid on your own terms

Keep rental income flowing with professional invoicing, payment links & more.

Tax and accounting sorted

With landlords who earn over £50k requiring to file taxes 5 times a year, our free Making Tax Digital & accounting software has you covered.

Access to credit

Compare finance options from +80 lenders without affecting your credit score.

24/7 Support & security you can bank on 

Help from our dedicated team of real people and FSCS protection for your eligible deposits up to £120,000.

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A powerful all-in-one platform to support you as a landlord

Unlock smart, powerful tools designed to grow and scale according to your needs.

Company registration

Register your company for just £24.99, instead of paying £100 via Companies House.

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Property finance

Lending from £50,000 - £50 million to secure property funding.

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Business Savings

Earn up to 4% AER (variable) on your business savings

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Tide Accounting

Stay compliant for free. File your tax returns with Tide’s HMRC-recognised, Making Tax Digital-ready tools.

Learn more

Guides for landlords in the UK

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Frequently Asked Questions on MTD for Landlords

MTD for Income Tax will apply to sole traders and landlords with income over £50,000 from April 2026, and those with income over £30,000 from April 2027.

Yes, Tide provides free, HMRC-recognised MTD tools for members, including digital record-keeping, quarterly updates, and direct filing to HMRC through the Tide app.

Tide's MTD tools allow you to connect your business bank account seamlessly, auto-categorise transactions, capture receipts, generate Self Assessment forms with tax estimates, and file returns directly to HMRC via the app.

You'll need to keep digital records of all income and expenses, submit quarterly updates to HMRC via MTD software, and finalise your income tax with a Final Declaration.

Yes, Tide's HMRC-recognised software supports VAT returns through MTD, along with the upcoming MTD for Income Tax requirements.

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 1.5 million sole traders, freelancers, and limited companies worldwide.

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