Tide Logo
Tide Logo


A plan for every stage
 
Smart
£12.49/m
Pro
£27.49/m
Max
£69.99/m
Everyday banking
Bank account
UK card payments
Bank transfers
5/month 30/month Unlimited Unlimited
Direct Debit payments
ATM withdrawals
Cash and cheque deposits
Additional business current accounts
- 1 2 3
Payments made powerful
International card payments
2.75% FX fee 0% FX fees 0% FX fees 0% FX fees
International bank transfers
SWIFT payments
CHAPS payments
- 2 2 5
Grow your money and get paid
0.5% cashback
- - -
Tide Instant Saver
2% AER 2.5% AER 3% AER Up to 3.75% AER
Tide Instant Saver Intro*
Up to 4% AER Up to 4% AER Up to 4% AER Up to 4% AER
Payment Links
Tap to Pay
Credit Score Insights
- - -
Elevate your business
Business Phone Number
-
Exclusive perks
-
Manage your team
Team Cards
- 1 2 3
Team Access
Simplify admin
Xero Connector
-
Accounting
- - Tide Accounting Admin Extra
Invoicing
3/month 3/month 3/month Unlimited
Third-party accounting integration
Free Making Tax Digital tools
Payroll software
- - -
The support you need
Customer support
Fraud helpline

*Save more, earn more - up to 4% AER (variable). Interest rates are tiered. For full details, see our Summary Box.

Get even more out of your account with our additional features to help you get paid faster and streamline your finances.

Matt HerdBeaucroft Watches

Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account.

Tide plans and pricing FAQs

You can upgrade your plan through your Tide app by tapping Upgrade in the top-left corner of your app.

From here, select your new plan and you can then choose whether you'd like to pay for it on a monthly or yearly basis. 

Read and agree to the terms and conditions to upgrade immediately.

You can upgrade your plan on the web too. 

Just log in to your Tide account on your browser and click on Tools & Services > Memberships > Upgrade under your new plan. Then, choose whether you’d like to pay monthly or annually. 

Read and agree to the Terms & Conditions, and confirm the upgrade. 

Your fees will be calculated pro-rata, meaning that if you upgrade after the 1st of the month, you'll only pay for the remaining days of that month. From the following month, we’ll collect the full amount. 

It's the same if you're on a free trial – once your trial is over, your fees are calculated pro-rata. You’ll only pay for the remaining days of the month, before we collect the full amount next month.

Let's say your free trial ended on 15 December: 

  • If you've cancelled during your free trial – you'll keep your access until your free trial ends and have no charge, at the end of it

  • If you cancelled after the trial, but before the billing date – you'll have to pay for the remainder of the current month on pro-rata basis and will be downgraded on the 1st of next month

If you're a multi-business member, each business should be upgraded individually.

You can downgrade or change plans through your Tide app by tapping Pay > your initials (top left corner) > Profile and Settings > Membership > Manage your plan.

Then select your current plan and choose which plan you would like to move to.

You can downgrade your plan on the web too. 

Log in to your Tide account on your browser > click ‘Tools & Services’ > ‘Memberships’ > ‘Downgrade’ under your new plan.  

After downgrading, you'll remain on the plan until the end of that month. Your new plan starts at the beginning of the following month. 

If you change to a different paid plan, your new plan will activate immediately, including collection of your new fee. Fees are pro-rata, meaning that if you upgrade after the 1st of the month, you'll only pay for the remaining days of that month. From the following month we’ll collect the full amount.

It's the same if you're on a free trial – once your trial is over, your fees are calculated pro-rata. You’ll only pay for the remaining days of the month, before we collect the full amount next month.

Let's say your free trial ended on 15 December: 

  • If you've cancelled during your free trial – you'll keep your access until your free trial ends and have no charge, at the end of it

  • If you cancelled after the trial, but before the billing date – you'll have to pay for the remainder of the current month on pro-rata basis and will be downgraded on the 1st of next month

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 2 million sole traders, freelancers, and limited companies worldwide.

Open an account

Tide | Do what you love.
Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017. Tide is also authorised and regulated by the Financial Conduct Authority in relation to its credit and insurance broking activities (firm reference 718743). Tide is incorporated and registered in England and Wales with company number 09595646 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL. Tide offers bank accounts powered by ClearBank® Ltd (ClearBank) (account sort code is 04-06-05). ClearBank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 754568. Eligible deposits with ClearBank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information visit Home. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: ClearBank, Level 27, The Broadgate Tower, 20 Primrose Street, London, United Kingdom, EC2A 2EW. Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other product/services with ClearBank these will be aggregated. To find out more and to check your eligibility please visit: About us . Some of Tide’s members also hold e-money accounts powered by PrePay Technologies Limited (PPT) (account sort code is 23-69-72). PPT is an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011 under firm reference number 900010 for the issuing of electronic money. PPT holds an amount equivalent to the money in Tide current accounts in a safeguarding account which gives members protection against PPT’ insolvency. Tide Cards may be issued by both Tide and PPT, who are licensed by Mastercard International for the issuance of cards. The issuer of your Tide card will be identified on your monthly card statement. Tide Capital Limited is an appointed representative of P1 Investment Services Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005 to carry out such regulated activities as are involved in the provision of Tide Investment Account. Seccl Custody Limited is the custodian of assets held in Tide Investment Account and is authorised and regulated by the Financial Conduct Authority (firm reference number 793200) and registered in England and Wales under No. 10430958. Registered office 20 Manvers Street, Bath BA1 1JW. Tide, the Tide logo, the Swell, and Do Less Banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without the consent of the owner.