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PLANS AND PRICING

Plans that grow with you

Only pay for what you need, with plans to suit businesses at every stage.

Our mission is to save small businesses time and money. We offer a free business bank account with no monthly fee, and our plans provide enhanced expense control and financial management to streamline your growth.

Explore our plans

Join over 1,800,000 business owners today!

Serving over 10% of all SMEs in the UK, helping contractors, freelancers and scaling businesses get back to doing what they love.

A plan for every stage

Start simple, then unlock more tools, automation, and support as your business grows.

  • Free

    Perfect for new business owners. Manage essentials with no monthly fee.


  • Smart

    For those ready to work smarter. Tools to automate admin and save time.


  • Pro

    For growing businesses. Connect, control and simplify your business finances.


  • Max

    For established businesses. Top savings, cashback, and dedicated support.


Compare our plans

 
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Free
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Smart
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Pro
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Max

EVERYDAY BANKING MADE SIMPLE

Monthly fee

£0

£0

£12.49

£12.49

£24.99

£24.99

£69.99

£69.99

Annual price

-

-

£99.99

£99.99

£199.99

£199.99

£559.92

£559.92

Business account

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UK card payments

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Foreign currency card payments

2.75% FX fees

2.75% FX fees

0% FX fees

0% FX fees

0% FX fees

0% FX fees

0% FX fees

0% FX fees

Transfers to/from other banks

5/month

5/month

30/month

30/month

Unlimited

Unlimited

Unlimited

Unlimited

Transfers to/from foreign bank accounts

20p/transfer + 1.50% FX fee

20p/transfer above free limit + 0.50% FX fee

No transfer fee + 0.50% FX fee

No transfer fee + 0.50% FX fee

Transfers via CHAPS

-

-

2

2

2

2

5

5

ATM withdrawals

£1

£1

£1

£1

£1

£1

£1

£1

Deposit cash at Post Office

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Deposit cash at PayPoint

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Deposit cheques via the app

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Scheduled payments

Inbound SWIFT payments

Additional Business Current Account

-

-

1

1

2

2

3

3

Credit Score Insights

-

-

-

-

-

-

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GROW YOUR MONEY AND GET PAID

0.5% cashback

-

-

-

-

-

-

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Savings interest rate

up to 2.27% AER

up to 2.27% AER

up to 2.78% AER

up to 2.78% AER

up to 3.29% AER

up to 3.74% AER

up to 3.74% AER

Tide Instant Saver Boost*

Up to 4% AER

Up to 4% AER

Up to 4% AER

Up to 4% AER

up to 4% AER

up to 4% AER

Up to 4% AER

Up to 4% AER

Payment links

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Tap to Pay on iPhone

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MANAGE YOUR TEAM

Expense Cards

-

-

1

1

2

2

3

3

Team Access

View-only

View-only

Enhanced (1 seat)

Enhanced (2 seats)

Enhanced (5 seats)

SIMPLIFY YOUR ADMIN

Invoicing

3/month

3/month

3/month

3/month

3/month

3/month

Unlimited

Unlimited

Free integration with third party accounting software

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Built-in accounting

-

-

-

-

Tide Accounting

Tide Accounting

Admin Extra

Admin Extra

Free Making Tax Digital tools

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Payroll software

-

-

-

-

-

-

2 seats

2 seats

ELEVATE YOUR BUSINESS

Business Phone Number

-

-

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Exclusive perks

-

-

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GET THE SUPPORT YOU NEED

Customer support

Security

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Legal advice helpline

-

-

24/7 access

24/7 access

24/7 access

24/7 access

24/7 access

24/7 access

*Save more, earn more - up to 4% AER (variable). Interest rates are tiered. For full details, see our Summary Box.

Get even more out of your account with our additional features to help you get paid faster and streamline your finances.

Matt HerdBeaucroft Watches

Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account.

Tide plans and pricing FAQs

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 1.5 million sole traders, freelancers, and limited companies worldwide.

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