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PUBLIC LIABILITY INSURANCE

Third-party claim protection from £6.84 a month*

Get peace of mind with public liability insurance from Tide. Our fast and affordable online process helps you protect your business from third-party claims for injury or property damage.

Get a quote for public liability insurance with Tide today – we offer cover up to £5M.

Get public liability cover

Already a Tide member? You can get a quote directly within the Tide app under the Finance tab. For more information, contact our sales team on 02039620009.

Tide Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FRN: 1040067). *Prices shown are for basic coverage. You will get your actual price once you complete a quote. Eligibility Criteria and T&Cs apply.

Benefits of Tide business insurance

Protect your business quickly and easily – with no unnecessary questions or fuss.

Flexible

Get a quote in minutes, pay monthly and cancel your annual policy at any time.

Seamless payments

Get monthly reminders when your payments are debited from your business account, no manual setup needed.

One-stop shop

Manage your policies and documents in one place and get member support via the app. Enjoy a growing range of insurance options that scale with your business.

Get a quote

What is public liability insurance?

What is public liability insurance?

Public Liability Insurance protects your business if a member of the public claims to have been injured or had their property damaged during your business activities. 

Public Liability Insurance is a business insurance policy that covers legal costs and compensation. It's a vital safety net, particularly for businesses that deal directly with the public.

Important to note: some of your customers may ask for proof of this insurance cover.

What does public liability insurance cover?

What does public liability insurance cover?

Public Liability Insurance gives you peace of mind when interacting with the public, covering your legal and financial costs for third-party accidents. Tide’s policy covers you for:

Injury

If a member of the public injures themselves due to your business. For example, someone hurts themselves on a piece of your equipment.

Property damage

If your business operations cause damage to a member of the public’s property. For example, you spill coffee on their laptop and it breaks.

Legal and compensation costs

This pays for any compensation claims and/or legal fees your business might endure as a result of a claim brought against you.

Get public liability cover

Get public liability insurance in just a few steps

  1. Select your policy cover(s)

  2. Tell us about your business

  3. Quote and purchase your policy

  4. Download the app to view and manage your policy

 Get public liability cover

*Eligibility criteria and T&Cs apply.

Explore our business insurance policies

Whatever your industry, we’ve got you covered. Discover our full suite of business insurance options and get a quote in minutes. For more details, check out our policy documents.

Join over 1.5 million members worldwide

What members say about Tide

Charlotte Davitt-Mills
Shotley Vineyard

"Tide works in harmony with your business. It's really user friendly and it's there alongside you kind of every step of the way, helping you grow your business."

Matt Herd
Beaucroft Watches

"Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account."

Aaron Mo
Ong Ong Buns

"With the help of Tide and their team of business finance experts, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business."

Ismail Uddin
NYAS Studio

"We were just in Portugal last week where we were having to make some payments and pay invoices, and I was just doing it from my phone on the beach...that was good."

What do I need to get a public liability insurance quote?

Business details like name, address and type

Size of your team

Annual revenue

Your business’s financial background

Get public liability cover

Learn more about business insurance

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Questions about public liability insurance?

Find answers to all our most frequently asked questions in our Help Centre. For more information on our insurance covers, go to our policy documents page.

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 2 million sole traders, freelancers, and limited companies worldwide.

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