REVENUE-BASED FINANCING

Keep your equity intact with revenue-based finance

Unlock growth without giving up equity. Revenue-based financing is a flexible finance option designed to get you the capital you need, with repayments that adjust to your success.

Borrow from £1,000

Money typically available in as little as 48 hours

Monthly payments are based on a percentage of your monthly revenue

Retain more ownership and control of your business and its assets

Apply now

Already a Tide member? You can apply for a business loan and other finance directly within the Tide app.

Tide has joined forces with Funding Options, becoming the largest credit marketplace in the UK.

Providing over £1.1 billion in funding to more than 19,000 UK businesses, we’re on a mission to help business owners grow with confidence.

What are the benefits of revenue-based financing?

Flexible repayments

Your payments adjust to your revenue, increasing when sales are good and decreasing when business is slower.

No equity exchanged

You don’t give up any ownership in your company, so you maintain 100% control of everything.

Fast access

Get your money faster with a streamlined application and decision-making process.

Freedom of use

You can use revenue-based financing to fund whatever project you need, from hiring to product development.

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What is revenue-based financing?

Revenue-based finance is a flexible funding option that gives you capital in exchange for a percentage of your monthly revenue. So instead of paying fixed monthly instalments, as you would with a traditional business loan, your repayment amounts adjust to your business’s income.

For example, you may borrow £50,000 with an agreed rate of 5% of your monthly revenue until the loan has been paid off. This could look like:

Month 1: £20,000 in revenue = £1,000 to pay that month

Month 2: £50,000 in revenue = £2,500 to pay that month

Month 3: £35,000 in revenue = £1,750 to pay that month

This payment structure is ideal for businesses with predictable revenue streams, limited assets for collateral, or a desire to avoid giving up equity.

Are you eligible for revenue-based funding?

Your eligibility depends on the type of finance you’re looking for, the amount you’re after, and the financial stability and turnover of your business. To be eligible for any type of business loan or credit from Tide, you must:

Be over 18

Be a UK resident

Have a UK-based business

Have a UK bank account

How to apply for revenue-based financing

Applying for finance through Tide is simple - we'll find a lender tailored to your business, and we only need a few details from you.

Is revenue-based financing right for you?

Seasonal businesses

If your business ebbs and flows and you don’t have a consistent revenue stream all year round, a flexible payment structure may suit your cash flow more.

Younger businesses

As a newer business, you may not be eligible for a traditional business loan. The good thing is you’ll only pay a rate that is proportional to your business growth.

Subscription-based businesses

If you have a steady and predictable monthly recurring revenue, your business is likely in a better position to make monthly repayments.

Companies with minimal assets

You can raise capital via revenue-based finance without having to give up control of your business or using your assets as collateral.

E-commerce businesses

If your revenue streams are predictable, you can use the funding for purchasing inventory last-minute or investing in marketing campaigns to fuel growth.

Businesses with growth potential

As revenue-based finance payments are tied to revenue, businesses with clear growth strategies are attractive to lenders.

Access a range of business finance options from our trusted partners

What can you use revenue-based finance for?

Managing inventory and supplies

Scaling marketing campaigns

Growing services and product lines

Investing in technology

Aaron MoOng Ong Buns

With the help of Tide and their team of business finance experts, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business.

Get funding today

Alternatives to revenue-based financing

Whether you’re stacked with overdue invoices or after more flexible funding for wider projects, we have options for you.