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COMPARE TIDE VS ALDERMORE

Choose Tide business savings as an alternative to Aldermore

Undecided between Tide and Aldermore? Here’s some of the exclusive benefits we offer here at Tide:

  • No need to switch bank accounts

  • Deposit just £1 to get started and access funds at any time

  • Earn up to 4% AER* interest

 Open a business savings account See how we compare

Our business savings accounts are FSCS-protected, provided by Clearbank. 

*Save more, earn more - up to 4% AER (variable). Interest rates are tiered, with the top rate for balances between £1M and £10M. The top rate includes a 0.26% savings boost. New Tide Members get these rates free for 4 months, after which your Tide plan’s rates apply. For full details, see our Summary Box.

Savings account powered by ClearBank.
Rates correct as of 15/01/2026.

What savings account best suits my business needs?

With a huge range of savings accounts on the market, it’s important to consider the unique needs of your business to find the right fit.

How much do you want to save?

Savings accounts offer different interest rates based on how much you save. At Tide, you can earn up to 4% AER when you make large deposits.

Need to access funds frequently?

Check the conditions and limits of the savings account you choose – if you don’t want your money tied up, an instant access account is a good choice.

Looking for additional features?

Business savings accounts offer perks like introductory offers and tiered savings rates without the need to change your current account. Choose one that fits your business needs.

Tide vs Aldermore: How we compare

 
Tide
Starling
Aldermore

Savings interest rate

Up to 4% AER

Up to 4% AER

2.75% AER

2.75% AER

Account type

Instant Access

Instant Access

Instant Access

Instant Access

Interest paid

Monthly

Monthly

Monthly/Annually

Minimum deposit

£1

£1

£1,000

£1,000

Withdrawal limits

None

None

None

None

Monthly fees

None

None

None

None

Quick and easy

Yes

Yes

Yes

Yes

FSCS protection up to £120,000

Up to £120,000

Up to £120,000

Up to £85,000

Up to £85,000

Switching current accounts required

No

No

Yes

Yes

Business bank account integration

Yes

Yes

Yes

Yes

Open a savings account

How do our savings interest rates work?

For the first 4 months, earn our introductory rate of up to 4% AER* for FREE on your business savings.

Your savings rate depends on your deposit—save more, earn more. Each tiered rate applies only to the portion within that range. After 4 months, your rate adjusts to your chosen plan.

Open a savings account

Your money is in safe hands with a Tide business savings account

At Tide, deposits of up to £120,000 are protected by the Financial Services Compensation Scheme (FSCS) across all ClearBank accounts.

Limited companies can claim up to £120,000 separately for business and personal finances. Whereas sole traders have a combined limit of £120,000 across both types of accounts.

Open a business savings account in 3 easy steps

You can open a Tide instant access savings account by opening a Tide Business Account or connecting a pre-existing external business bank account in minutes.

  1. Download the Tide app

  2. Open a free business bank account or connect an external business account

  3. Complete the application and start saving

Open a savings account

Claire PedleyThe Poured Project

Once I’d filled in the application online, the account was active in about an hour. I can’t stress how easy Tide is to use.

Learn more about business savings

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Introduction to Savings Boost Summary Box

Applicable to members joining Tide after 15th January 2026

The information provided in this summary box includes the key features of the account only and is not intended to be a substitute for reading the Tide and ClearBank terms applicable to your account (all available under tide.co/terms). We generate a new version of this summary box whenever any of the information contained herein changes. Download Summary box here.

Last updated: 15th January 2026

Tide Instant Saver Account Summary Box (Intro offer)

Applicable to members joining Tide after 1st April 2025

The information provided in this summary box includes the key features of the account only and is not intended to be a substitute for reading the Tide and ClearBank terms applicable to your account (all available under tide.co/terms). We generate a new version of this summary box whenever any of the information contained herein changes. Download Summary box here.

Last updated: 18th December 2025

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 1.5 million sole traders, freelancers, and limited companies worldwide.

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