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Get protected with Tide Business Insurance

Meet legal requirements, cover client interactions, and safeguard your professional advice and services all through your Tide app.

On this page we'll show you

  • What documents you’ll receive with your policy, how to view and download them

  • How payments, renewals, changes and cancellations work

  • How to make a claim if you need to

  • What happens if you close your Tide account

  • How to add existing policies to the Tide app

Tide Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FRN: 1040067).

Your available Tide Business Insurance policies

If your business isn’t eligible, you won’t see a quote in your app. We’re working to make our products available to more businesses.

Employer’s Liability

Covers legal fees and compensation if an employee is injured at work.

Professional Indemnity 

If you give advice or provide services, it covers claims of negligence or mistakes.

Public Liability

Covers you if a member of the public claims injury or property damage.

Tools and materials

Protects the tools and equipment you rely on every day.

Contract works

Protects your building or renovating projects from unexpected damage or losses.

Owned plant

Protects your machinery, construction equipment, and temporary buildings.

Hired plant

Safeguards businesses that rely on rented equipment.

Goods in transit

Protects items and equipment you're transporting on behalf of someone else.

Electronic business equipment

Covers the repair or replacement of essential work electronics.

Get your business protected

Get your business protected

In your app

  1. Tap Finance > Insurance and choose the insurance type you need 

  2. Review what’s covered and what isn't

  3. If it’s right for you, tap Get a quote to see how much you'll pay

  4. Choose whether you want to take out the policy

Your insurance documents

Your insurance documents

You'll get these documents

  • Policy Schedule

  • Statement of Fact

  • Employers’ Liability Certificate (if purchased)

  • Policy Wording

  • Payment Schedule

  • Terms of Business

View and download your documents

  1. Tap Finance > Insurance

  2. Tap on a policy and you’ll see its documents in the lower part of your screen

  3. Tap on a document to view or download it

Make a claim

Make a claim

Our insurance is provided by Admiral Business.

You can make a claim anytime through their claims process.

Visit here to get started.

Manage your policies

Manage your policies

Change your policy

You can adjust your insurance after it has started but before it renews.

  1. Tap Finance > Insurance

  2. Select the policy and tap Amend

  3. You'll be redirected to your in-app chat and we’ll guide you from there

You can update your business details such as your address, number of employees and cover level.

Some adjustments may result in a change to your premium price. If this is the case, you’ll see it on the screen before you confirm the change. Your monthly premium will update automatically.