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Earn cashback with Construction Boost

The Construction Cashback Boost turns your everyday construction spend into automatic 1% cashback.

How Construction Boost cashback works

How Construction Boost cashback works

Your cashback payments

You'll earn 1% cashback on all eligible purchases.

This is up to a maximum of £200 worth of cashback per month.

If you’re on Max, you'll get 1% Construction Boost cashback on top of the cashback you’re already getting from your plan.

Any cashback you earn for the current month will arrive in your account within the first 21 days of the following month. You'll see it on your timeline as ‘Monthly Cashback reward’.

Purchases eligible for cashback

You can earn cashback for purchases you make with merchants registered under supported Merchant Category Codes. These are:

  • Building materials suppliers – 5211

  • Electrical parts and equipment retailers – 5065

  • Construction materials not elsewhere classified – 5039

  • Hardware stores – 5072

  • General contractors – 1520

If the merchant doesn't use Merchant Category Codes

Cashback eligibility is based on the seller's Merchant Category Code (MCC code), which indicates how they're registered with their payment provider.

In rare cases, a merchant might not be registered under an eligible code. This means cashback won't apply, even if the purchase looks construction-related.

These codes are set by the merchant and their acquirer, not by Tide. If you're unsure about how they're registered, please check directly with them.

If the mercahnt isn't registered, it would be worth finding a merchant who is registered so you can gain your cashback.

Your Construction Cashback Boost subscription

Your Construction Cashback Boost subscription

Start earning cashback

  1. Tap Profile > Profile & Settings > Membership

  2. Tap Available boosts > Construction Cashback Boost

  3. Read and agree to the terms and conditions, then tap Subscribe

Subscription billing

Our billing cycle runs from the 1st to the last day of each month, with payments collected on the 1st.

In your first month, we’ll charge you pro-rata. For example, if you upgrade on the 16th, you’ll only pay for the days left that month. From the next cycle, we’ll collect the full monthly price of your Construction Cashback Boost.

Cancelling your subscription

  1. Tap Profile > Profile & Settings > Memberships

  2. Tap Construction Cashback Boost > Cancel subscription

You'll keep earning cashback until the end of the month you've paid for, and the cancellation will take effect from the beginning of the next one.