How to track your expenses with Budgets

Use Budgets to organise your finances – set money aside from your main Tide account into separate "pots" with their very own balance.

This guide shows you how to:

Set up your Budgets

Manage your Budgets

Anyone can use Budgets

Stay in control by creating Budgets to keep track of your expenses

Save money by setting an overall or per transaction limits for your Budgets

Budget for your team members by linking to individual team members' virtual cards

Plan your expenses by seeing your virtual card spending limit

Using Budgets is free and you can create up to 3 Budgets.

Fees may apply to new virtual cards you issue for your team members.

Budgets don't contribute to your additional accounts allowance.

Go to the Payments tab and tap All Accounts

Tap + Add account > Budget account

Choose a nickname and icon

Tap Finish setup

Once you've created your Budget account, you'll be guided to set up your transaction limits.

Enter your Overall spending limit by choosing the maximum amount that can be spent and and in what period (daily, weekly, or monthly)

Tap Save limit

Enter your Per transaction limit by choosing the maximum amount that can be spent per transaction

Tap Save limit

Tap Payments > Budget account

Tap Cards

Tap Payments > Budget account

Tap Activity > View all

Select individual transactions to categorise them or add their receipts, tags, and your notes.