Tide Logo
Tide Logo
Tide Logo
Tide Logo

Tide X Beth Fuller

Get £50 cash reward when you open a Tide business account.

Open an account

Try Tide Accounting software for free

Register your company today and get 2 months of Tide Accounting software for free. Get paid, manage bills, track performance and handle taxes - all in one simple platform.

Everything you need from your free business bank account

Over 1 million limited company owners, sole traders and freelancers worldwide have chosen to open a business bank account with Tide. Join them today for free.

£0 /month

Only pay for what you use, with low transaction and ATM fees

Personalised invoicing

Create, send and track invoices from the Tide app to get paid faster

Business savings

Earn up to 4% AER variable on your capital with our Tide Instant Saver Account *T&Cs apply.

Simple accounting

Connect your accounting software and bank account for easy reporting

Safe and secure

24/7 account monitoring ensuring your money is safe and secure

24/7 support

Start a chat and get help in the app any time, 365 days a year

Open an account

Open a free business bank account in minutes

Getting started with Tide is easy

  • Download the app On Play Store or Apple Store

  • Tell us about your company What’s your company name and industry?

  • Upload your ID and take a selfie We’ll securely verify who you are

  • Get your current account approved in minutes We may ask for additional information if required

  • You’re all set! Your account is ready to go – we’ll send your card in a couple of days

 Open an account

Our business bank account is packed with features to save you time and money

Payment Links

Send payment links in seconds for easy online card transactions.

Auto-categorisation

We automatically tag your income and spending. Customise the labels to suit your company.

Virtual Cards

Pay for your online subscriptions and advertising expenses with our Virtual Cards, seamlessly connected to the Tide app.

Apple/Google Pay

Set-up Apple and Google Pay to make every payment a breeze.

International Payments

Access your IBAN number in the Tide app to send & receive international payments in a few taps.

CSV exports and more

Export your transactions in multiple formats or share with your accountant.

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The all-in-one platform for managing your business seamlessly

Explore our additional tools designed to take your business to new heights.

Tide Accounting

Stay compliant for free. File your tax returns with Tide’s HMRC-recognised, Making Tax Digital-ready tools.

Learn more

Business Savings

Earn up to 4% AER (variable) on your business savings

 Learn more

Tide Card Reader

In-person card payments without the fuss. Get unlimited mobile data and get paid anywhere.

 Learn more

Tide Payroll

Simple, reliable, HMRC-recognised payroll software designed to make payday hassle-free and fast.

Learn more

Our plans at a glance

Whether you’re just starting out, or want tools and features to save you time and help you grow, Tide has your business covered. Sign up for one of our paid plans today and get 1 month free*.

Free

£0.00MONTHLY

Open a free account
  • ❌ Unlimited free transfers
  • ✔️ International payments
  • ✔️ Up to 2.00% on savings
  • ❌ Enhanced team access
  • ❌ Phone support
  • ❌ 0.5% cashback with your Tide card

Smart

£12.49MONTHLY

Smart account
  • ❌ Unlimited free transfers
  • ✔️ International payments
  • ✔️ Up to 2.50% on savings
  • ✔️ Enhanced team access
  • ✔️ Phone support
  • ❌ 0.5% cashback with your Tide card

Pro

£27.49 MONTHLY

Pro account
  • ✔️ Unlimited free transfers
  • ✔️ International payments
  • ✔️ Up to 3.00% on savings
  • ✔️ Enhanced team access
  • ✔️ Phone support
  • ❌ 0.5% cashback with your Tide card

Max

£69.99 MONTHLY

Max account
  • ✔️ Unlimited free transfers
  • ✔️ International payments
  • ✔️ Up to 4% on savings*
  • ✔️ Enhanced team access
  • ✔️ Phone and dedicated member support
  • ✔️ 0.5% cashback with your Tide card
Open an account

Find out more about our plans on our pricing page. Whether you’re just starting out or scaling up, there’s a Tide account for you.  

Claire PedleyThe Poured Project

Once I’d filled in the application online, the account was active in about an hour. I can’t stress how easy Tide is to use.

Am I eligible for a Tide business bank account?

Applying for a free business bank account with Tide is quick and easy, whether you’re a sole trader or running a limited company. There’s no hard credit check and it’s all done within minutes in the app.

You must be over 18

Have a UK-based business

Show valid photo ID

Upload a selfie photo

Free business bank account FAQs

No, Tide isn’t a bank.

Tide is a business financial platform and the leading provider of digital business banking services in the UK. We are regulated by the Financial Conduct Authority (FCA) and offer e-money accounts, provided by PrePay Solutions (PPS), as well as business bank accounts, provided by ClearBank.

We believe that this model gives us the opportunity to provide a wider range of products and services to our members, helping them to save time (and money) on their financial admin.

Yes! However, you must have a UK residential address and phone number. Applicants who are not based in the UK may apply for a business bank account, as long as they are directors of a company registered with UK Companies House. In some cases, we may have to complete additional checks in order to process your application.

Don’t forget – you’ll need to switch your App or Google Play store to the UK to download Tide.

You can now digitally deposit cheques using the Tide app. You can’t deposit cheques at the bank or the Post Office. 

We only support cheques made out in GBP. Other currencies won’t be accepted. 

Just a heads up – you can only deposit your cheques if your sort code is 04-06-05.

See how to make a digital cheque deposit over on this page.

Help, my question isn’t answered here Find answers to all our most frequently asked questions about opening an account

Start your journey and open a business bank account today

Tide is about doing what you love. That’s why we’re trusted by 400,000+ sole traders, freelancers and limited companies throughout the UK.

Open an account

Tide | Do what you love.
Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017. Tide is also authorised and regulated by the Financial Conduct Authority in relation to its credit and insurance broking activities (firm reference 718743). Tide is incorporated and registered in England and Wales with company number 09595646 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL. Tide offers bank accounts powered by ClearBank® Ltd (ClearBank) (account sort code is 04-06-05). ClearBank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 754568. Eligible deposits with ClearBank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information visit Home. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: ClearBank, Level 27, The Broadgate Tower, 20 Primrose Street, London, United Kingdom, EC2A 2EW. Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other product/services with ClearBank these will be aggregated. To find out more and to check your eligibility please visit: About us . Some of Tide’s members also hold e-money accounts powered by PrePay Technologies Limited (PPT) (account sort code is 23-69-72). PPT is an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011 under firm reference number 900010 for the issuing of electronic money. PPT holds an amount equivalent to the money in Tide current accounts in a safeguarding account which gives members protection against PPT’ insolvency. Tide Cards may be issued by both Tide and PPT, who are licensed by Mastercard International for the issuance of cards. The issuer of your Tide card will be identified on your monthly card statement. Tide Capital Limited is an appointed representative of P1 Investment Services Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005 to carry out such regulated activities as are involved in the provision of Tide Investment Account. Seccl Custody Limited is the custodian of assets held in Tide Investment Account and is authorised and regulated by the Financial Conduct Authority (firm reference number 793200) and registered in England and Wales under No. 10430958. Registered office 20 Manvers Street, Bath BA1 1JW. Tide, the Tide logo, the Swell, and Do Less Banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without the consent of the owner.