How to become a Tide member

Everything you need to know about applying for a Tide account, becoming a member, and what happens when your situation changes.

Who can apply for a Tide account

We offer business account to sole traders, freelancers and directors of limited companies. To be considered for a Tide account, you must:

Be a minimum of 18 years old

Have a valid UK mobile phone number

Have a device that's registered to a UK App or Goggle Play store.

Sole traders or freelancers must also

Have a valid UK home address

Be registered with HMRC (here's how to register)

Directors of limited companies must also

Have a valid home address in the UK or overseas

Be registered with Companies House (we can do this for you here)

Your 3 ways to join Tide

We want to empower as many people as possible to do what they love.

So you can apply to Tide in the way that's right for you.

Open a new business bank account

You can open an entirely new business bank account.

This can either be your first business bank account, or go along with your other business bank accounts.

Switch your business bank account to Tide

If you have an existing business bank account, you can switch it to a Tide account.

By using the Current Account Switching Service, they will handle the switch and let you know when it's complete.

Connect your business bank account to Tide

You can gain access to the Tide platform while keeping your existing business bank account.

Open Banking allows you to securely sync your account to Tide, so you can use our business features without changing bank accounts.

How our application process works

Choose how you want to join, and whether you want to open a company

Apply for your account online by going through our application process

Provide us with details about you and your business, such as who you are and what industry you'll operate in

We may approve your application within minutes if you pass our automatic eligibility checks

We may ask for more information to make sure you meet our eligibility criteria below

We'll let you know whether you've passed, and open your account immediately if you do

How to become a Tide member

Who can apply for a Tide account

Sole traders or freelancers must also

Directors of limited companies must also

Your 3 ways to join Tide

Open a new business bank account

Switch your business bank account to Tide

Connect your business bank account to Tide

How our application process works

Why we can't accept every application

They're under 18

We don't offer personal bank accounts

We can't verify their documents

It's funded by donations

We can't service its industry

We can't service its type

Business types and industries we don't service

Shell companies

Virtual/crypto currencies

CBD

The extraction of precious metals

Money service business

Professional service providers

Adult industry

Charities

Gambling

Community Interest Company (CIC)

Used car sales

Explosive and firearms

Military/defence

Dual use goods

Waste management

Scrap metal

Auctions

Unregistered animal breeder

Horticulture