800,000+
UK SMEs trust Tide
4.4/5
Trustpilot rating
3M+
UK app downloads
Benefits of Budgets
Spend with clarity. Stay in control.
Delegate spend safely with built-in limits.
Track all spend from one, simple account.
How Budgets work
Open a Tide business account
Create up to three budgets
Assign spending controls
Link Virtual and Team Cards
Open a Tide business account
- Get set up in minutes and find Budgets in the Tide app. Simply swipe along to Budgets to get started.
Create up to three budgets
- You can create up to three Budgets allowing you to easily set aside funds for SaaS subscriptions, bills, or supplies, keeping them separate from your daily spending.
Assign spending controls
- Specific spending controls can be allocated to each Budget, making it easy to delegate spending to your team, stress-free.
Link Virtual and Team Cards
- Your own Virtual Card or a team member’s Expense Card can be linked to specific Budgets, ensuring money is always drawn from the right place.
Open a free business bank account online in minutes
Download the app Tell us about your business and verify your identity Your account is approved and ready to go in minutes - your card will arrive in a couple of days
Get everything you need from your free business bank account
Payment Links
Invoicing
Tap to Pay on iPhone
Apple/ Google Pay
International payments
Virtual Cards
Am I eligible for a Tide business bank account?
You must be over 18
Have a UK-based business
Show valid photo ID
Upload a selfie photo
Ready to switch to Tide?
Wave manual admin goodbye and use the Current Account Switching Service to move your existing business account Switching is completely free and only takes 7 working days from the date you choose to switch All we need from you is your old bank details, the rest is handled automatically, securely and fuss-free
Join over 1.8 million small business owners worldwide
What members say about Tide
Charlotte Davitt-Mills
Shotley Vineyard
"Tide works in harmony with your business. It's really user friendly and it's there alongside you kind of every step of the way, helping you grow your business."
Matt Herd
Beaucroft Watches
"Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account."
Aaron Mo
Ong Ong Buns
"With the help of Tide and their team of business finance experts, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business."
Ismail Uddin
NYAS Studio
"We were just in Portugal last week where we were having to make some payments and pay invoices, and I was just doing it from my phone on the beach...that was good."