Tide Logo
Tide Logo
Tide Logo
Tide Logo

REFER A FRIEND

Share the love and earn £100

Refer a friend to Tide and you'll both earn a £100 cash bonus - a thank you from us to you.

Sign up to refer

Promotional terms and conditions apply

Join over 2 million business owners today!

Serving over 15% of all SMEs in the UK, helping contractors, freelancers and scaling businesses get back to doing what they love.

How does the referral bonus work?

Step 1

Get your Tide referral code from the app

Step 2

Pass the code on to your friend

Step 3

Make sure your friend enters the code whilst opening their Tide account

Step 4

Your friend spends £500 on their Tide card over 3 months

Step 5

We’ll pay you both a £100 bonus as a thank you!

Sign up to refer

How to sign up with a referral code

Have you been referred by a friend? You’re just a few steps away from joining our community and securing that £100 bonus for both of you.

1. Sign up through the Tide app

Get the Tide app via the App Store or Google Play Store and apply for a Tide business bank account.

2. Enter your referral code

When you get to the ‘Add referral code’ screen, enter the code shared with you by your friend.

3. Wait for account approval

When you get to the ‘Add referral code’ screen, enter the code shared with you by your friend.

4. Start using your account

You’re a Tide member - congratulations! Start spending on your account and save time with the in-app smart features.

5. Spend £500 and get a £100 bonus

Simply spend £500 on your Tide card in the first 3 months and we’ll deposit £100 to you and your friend in your Tide accounts.

£100 for every referral

Our mission is to help those who work for themselves. And we’re all about growing our community and supporting small businesses.

That’s where Refer a Friend comes in. The best bit? You’ll get £100 for every referral, just as long as they:

  • Enter the referral code when they open an account

  • Spend £500 on their Tide card in the first 3 months of opening their account

To learn more, see our referral scheme terms and conditions

Why choose Tide for your business banking needs?

  • Trusted by over 1.5 million businesses From sole traders to freelancers and limited companies, we’re all about saving businesses time and money, so you can get back to doing what you love.

  • All your business account needs in one app Create and pay invoices, set spending limits for your team with company Expense Cards, upload receipts, and tag transactions with your own labels - it’s all in there.

  • Loved by accountants Connect in seconds and sync with a range of popular accounting software, including Sage, Xero, QuickBooks and Crunch.

  • Member perks As a Tide member, you’ll unlock exclusive discounts and bonuses all designed for small businesses. Enjoy free subscriptions, freelance offers and get savings on training.

Refer a Friend FAQs

The Tide Refer a Friend programme is an exciting opportunity for you to earn cash rewards by recommending Tide to your friends. It’s a way for us to say thank you for bringing more members to the Tide community.

When your friend opens a business bank account with Tide, using your referral code and spends £500 on their Tide card in the first 3 months, we’ll give you both a £100 bonus.

Your £100 bonus will be paid into both you and your friend’s Tide accounts within 8 weeks of your friend completing £500 worth of transactions on their Tide card.

For you and your friend to both earn the £100 bonus, your friend needs to complete £500 worth of transactions with their Tide card (excluding any disputes or recharges) within 3 months of having opened their account. For more details, see the referral programme terms and conditions.

There’s no limit on the number of friends you can refer to Tide, but we reserve the right to withdraw the programme at any time.

We’ll send you a referral code by email or via the app. Simply share your code with your friend. They enter the referral code when they sign up for a Tide business bank account. Once their account is opened, they just need to spend £500 during the first 3 months and we’ll give you both £100 as a referral bonus.

Help, my question isn’t answered here…

Find answers to all our most frequently asked questions and how to contact our Member Support team.

Tide | Do what you love.
Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017. Tide is also authorised and regulated by the Financial Conduct Authority in relation to its credit and insurance broking activities (firm reference 718743). Tide is incorporated and registered in England and Wales with company number 09595646 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL. Tide offers bank accounts powered by ClearBank® Ltd (ClearBank) (account sort code is 04-06-05). ClearBank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 754568. Eligible deposits with ClearBank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information visit Home. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: ClearBank, Level 27, The Broadgate Tower, 20 Primrose Street, London, United Kingdom, EC2A 2EW. Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other product/services with ClearBank these will be aggregated. To find out more and to check your eligibility please visit: About us . Some of Tide’s members also hold e-money accounts powered by PrePay Technologies Limited (PPT) (account sort code is 23-69-72). PPT is an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011 under firm reference number 900010 for the issuing of electronic money. PPT holds an amount equivalent to the money in Tide current accounts in a safeguarding account which gives members protection against PPT’ insolvency. Tide Cards may be issued by both Tide and PPT, who are licensed by Mastercard International for the issuance of cards. The issuer of your Tide card will be identified on your monthly card statement. Tide Capital Limited is an appointed representative of P1 Investment Services Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005 to carry out such regulated activities as are involved in the provision of Tide Investment Account. Seccl Custody Limited is the custodian of assets held in Tide Investment Account and is authorised and regulated by the Financial Conduct Authority (firm reference number 793200) and registered in England and Wales under No. 10430958. Registered office 20 Manvers Street, Bath BA1 1JW. Tide, the Tide logo, the Swell, and Do Less Banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without the consent of the owner.