Tide Logo
Tide Logo


Blog Meet the Tide team Meet Kiril Milanov, Backend Engineer

Meet Our Engineers: A Conversation with Kiril Milanov

3 min. read
07 May 2025
07 May 2025
3 min. read

In our ongoing series featuring the talented individuals behind Tide’s success, we sat down with Kiril Milanov, a Backend Engineer who has been with us since December 2022. From his journey into programming to his current role in our Identity and Access Management (IAM) team, Kiril shares insights about his experience at Tide and what makes it a unique place to work.

Could you tell us about your journey into programming and how you chose this career path?

My journey into programming began during my final year of high school when I was considering two career options: structural engineering or programming. While structural engineering runs in my family – both my parents and my aunt and uncle are structural engineers – I chose programming because of the promising market conditions in Bulgaria and internationally. After graduating from Sofia University with a degree in software engineering, I started my career at a game development company before joining Tide.

We heard you’re quite passionate about basketball. Could you tell us more about that?

Basketball has been a significant part of my life. I played actively until the 8th grade, typically as a center in my hometown. At 6’4″, I would’ve been better suited as a point guard or shooting guard in professional settings. These days, I���m more of an avid spectator and particularly enjoy following the Euroleague, which I currently find more engaging than the NBA.

What do you like to do to keep growing professionally?

I believe in continuous learning, so I regularly read newsletters and stay up to date with industry developments. Rather than chasing technology trends, I focus on understanding and mastering the fundamentals that remain relevant over time. I also try to maintain a healthy balance – I keep myself informed about team initiatives and industry news without burning out.

What has been the most challenging and rewarding project you’ve worked on at Tide?

Without a doubt, the native authentication in the mobile app has been the most impressive and complex problem we’ve tackled. To put it in perspective, we transformed a login process that previously required 10 screens and took around 10 seconds into a streamlined experience with just two screens and an average login time of under five seconds. Considering we handle many hundreds of thousands of logins per day in the UK alone, the impact has been substantial. The project challenged us to strike the right balance between performance, security, and user experience – all crucial aspects in the fintech industry.

How was your transition into Tide as a junior engineer?

I was fortunate to start in a domain that allowed me to learn at a comfortable pace. The onboarding team provided a calm environment where I could gradually understand Tide’s processes without feeling rushed. When I later moved to the IAM team, the work became more challenging, but I’m lucky to have amazing colleagues who support my growth. Working alongside some of Tide’s best engineers has been an incredible learning opportunity.

Could you tell us about your progression within Tide?

Since joining in December 2022, I’ve had the opportunity to work across different teams and domains. I started in onboarding and, after about 10 months, moved to the IAM team. Within IAM, I’ve collaborated with various teams including Mika, Diamond, and most recently, Sigma, where I’ve spent the past six months helping develop the native login. This mobility has given me exposure to different aspects of our technology stack.

What stands out about Tide’s work culture?

What I appreciate most is Tide’s flexible work-from-home policy. It’s not just about convenience; it’s about trust and efficiency. We’re not required to come to the office; when we do go in, it’s by choice, usually to meet and collaborate with colleagues. This flexibility supports a healthier work-life balance and helps us use our time more productively.

Another strength of Tide’s is its open communication culture. You can speak freely with anyone in the organisation – whether it’s your immediate teammates, Technical Officers, or Vice Presidents. This accessibility creates an environment where ideas can flow easily and everyone’s input is valued.

What makes Tide unique as an employer in the fintech space?

Tide has found its niche in serving small and medium-sized businesses, which makes our work more meaningful. We’re not just building technology; we’re helping businesses grow. Our strong focus on security and reliability means we’re always learning and evolving. It’s an environment where you can make a significant impact and grow professionally.

About the Author

We understand businesses, it's all we do

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 1.5 million sole traders, freelancers, and limited companies worldwide.

Open an account

Tide | Do what you love.
Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017. Tide is also authorised and regulated by the Financial Conduct Authority in relation to its credit and insurance broking activities (firm reference 718743). Tide is incorporated and registered in England and Wales with company number 09595646 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL. Tide offers bank accounts powered by ClearBank® Ltd (ClearBank) (account sort code is 04-06-05). ClearBank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 754568. Eligible deposits with ClearBank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information visit Home. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: ClearBank, Level 27, The Broadgate Tower, 20 Primrose Street, London, United Kingdom, EC2A 2EW. Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other product/services with ClearBank these will be aggregated. To find out more and to check your eligibility please visit: About us . Some of Tide’s members also hold e-money accounts powered by PrePay Technologies Limited (PPT) (account sort code is 23-69-72). PPT is an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011 under firm reference number 900010 for the issuing of electronic money. PPT holds an amount equivalent to the money in Tide current accounts in a safeguarding account which gives members protection against PPT’ insolvency. Tide Cards may be issued by both Tide and PPT, who are licensed by Mastercard International for the issuance of cards. The issuer of your Tide card will be identified on your monthly card statement. Tide Capital Limited is an appointed representative of P1 Investment Services Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005 to carry out such regulated activities as are involved in the provision of Tide Investment Account. Seccl Custody Limited is the custodian of assets held in Tide Investment Account and is authorised and regulated by the Financial Conduct Authority (firm reference number 793200) and registered in England and Wales under No. 10430958. Registered office 20 Manvers Street, Bath BA1 1JW. Tide, the Tide logo, the Swell, and Do Less Banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without the consent of the owner.