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Get lower fees and quicker card payments with the Sell and Scale Toolkit

Sell and Scale is our new toolkit that helps you save on payment acceptance fees. It offers 4 subscription-based tools to choose from, plus 1 boost to help you receive card payments faster.

To learn everything about the Sell and Scale Toolkit, see the Membership and Product Terms.

On this page we’ll show you: 

  • Which tools you can subscribe to and how much they cost

  • What transaction fees apply

  • How to subscribe and how to cancel

Your available Sell and Scale Tools

Sell In-Person for your owned device

This tool is for a Tide Card Reader or Tap to Pay on an iPhone which you own.

You'll get discounted transaction fees for taking card payments.

Sell More Online

This tool is for your Tide Instant Checkout or Payment Links.

You'll get discounted transaction fees when taking card payments.

Get Invoices Paid

This tool is for your Pay by Bank and Payment Links.

You'll get discounted transaction fees when taking card and Pay by Bank payments.

Next Day Settlement Boost

This tool guarantees card payments will arrive on the next business day.

Normally card payments can take up to 3 business days to arrive.

Sell In-Person for your owned device

Sell In-Person for your owned device

Save money when you take payments with your own Tide Card Reader or Tap to Pay on iPhone.

If you don’t have a Tide Card Reader, with Sell In Person you can purchase one for £99 + VAT, or a Tide Card Reader Plus for £119 + VAT.

Monthly fee

  • Monthly subscription fee: £12.99 +VAT

Tide Card Reader transaction fees

  • Domestic consumer Visa/MasterCard debit cards: 0.79% + 3p (normally 1.39% + 5p)

  • Domestic consumer Visa/MasterCard credit cards: 0.89% + 3p (normally 1.39% + 5p)

Tap to Pay on iPhone transaction fees

  • Domestic consumer Visa/MasterCard debit cards: 0.79% + 9p (normally 1.5% + 11p)

  • Domestic consumer Visa/MasterCard credit cards: 0.89% + 9p (normally 1.5% + 11p)

Sell More Online

Sell More Online

Save money when you take online card payments with Tide Instant Checkout and Payment Links.

Monthly fee

  • Monthly subscription fee: £6.99 + VAT

Transaction fees for international card payments

  • All American Express cards: 2.5 % + 9p (normally 2.8% + 9p)

  • International payments with all types of cards: 2.2 % + 9p (normally 2.8% + 9p)

  • Diners and Discovery payments (all cards): 3.5 % + 9p (normally 3.8% + 9p)

Transaction fees for domestic card payments

  • Consumer Visa/Mastercard debit cards: 0.79 % + 9p (normally 1.5% + 9p)

  • Consumer Visa/MasterCard credit cards: 1.2 % + 9p (normally 1.5% + 9p)

  • Commercial Visa/MasterCard debit cards: 1.99 % + 9p (normally 2.6% + 9p)

  • Commercial Visa/MasterCard credit cards: 2.1 % + 9p normally 2.6% + 9p)

Transaction fees for domestic card payments via Payment Links

  • Consumer Visa/MasterCard debit cards: 0.79 % + 9p (normally 1.5% + 9p)

  • Consumer Visa/MasterCard credit cards: 1.2 % + 9p (normally 1.5% + 9p)

  • Commercial Visa/MasterCard debit cards: 1.99 % + 9p (normally 2.6% + 9p)

  • Commercial Visa/MasterCard credit cards: 2.1 % + 9p (normally 2.6% + 9p)

Pay by Bank transaction fees

  • 1% but no more than £5 per transaction (normally 1.50% but no more than £15 per transaction)

Next Day Settlement Boost

Next Day Settlement Boost

Card payments take up to 3 business days to arrive.

With Next Day Settlement Boost, they'll be guaranteed to arrive the next business day.

Only payments accepted after you subscribe will arrive on the next business day –  so that’s Monday to Friday, excluding bank holidays

Monthly fee

Monthly subscription fee: £2.99 +VAT

Get your Sell and Scale tool

  1. Tap Sales

  2. Choose your tool

  3. Continue from there

Manage your subscription

Manage your subscription

Billing

Our billing cycle runs from the 1st to the last day of each month, with subscription fees collected on the 4th.

When you subscribe, you’ll be charged a pro-rated amount for the remaining days of the month. From the next billing cycle onward, we’ll charge the full monthly price of the Sale and Scale tools you’re using on the 4th.

Changing or cancelling your subscription

  1. Tap the Profile icon > Profile & Settings > Memberships

  2. Select the tool you'd like to cancel and tap Manage subscription

When you cancel your subscription on or after the 1st of the month, you’ll still be charged for that month. The cancellation will become effective at the beginning of the following month.