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Blog Tax Everything you need to know about VAT

Everything you need to know about VAT

23 min. read
06 Feb 2020
04 Dec 2025
06 Feb 2020
23 min. read
04 Dec 2025

Circumstance

Threshold

VAT registration

More than £90,000

Registration for distance selling into the UK

£0

Registration for bringing goods into the UK from the EU

More than £90,000

Deregistration threshold

Less than £88,000

Completing simplified EC Sales List

VAT Registration Threshold plus £25,500 AND supplies of goods to EU of £11,000 or less

Rate

% of VAT

What the rate applies to

Standard

20%

Most goods and services

Reduced rate

5%

Some goods and services, e.g. children’s car seats and home energy

Zero rate

0%

Zero-rated goods and services, e.g. most food and children’s clothes

Type of business

Accountancy or bookkeeping

14.5

Advertising

11

Agricultural services

11

Any other activity not listed elsewhere

12

Architect, civil and structural engineer or surveyor

14.5

Boarding or care of animals

12

Business services not listed elsewhere

12

Catering services including restaurants and takeaways

12.5

Computer and IT consultancy or data processing

14.5

Computer repair services

10.5

Entertainment or journalism

12.5

Estate agency or property management services

12

Farming or agriculture not listed elsewhere

6.5

Film, radio, television or video production

13

Financial services

13.5

Forestry or fishing

10.5

General building or construction services

9.5

Hairdressing or other beauty treatment services

13

Hiring or renting goods

9.5

Hotel or accommodation

10.5

Investigation or security

12

Labour-only building or construction services

14.5

Laundry or dry-cleaning services

12

Lawyers or legal services

14.5

Library, archive, museum or other cultural activity

9.5

Limited cost trader

16.5

Management consultancy

14

Manufacturing fabricated metal products

10.5

Manufacturing food

9

Manufacturing not listed elsewhere

9.5

Manufacturing yarn, textiles or clothing

9

Membership organisation

8

Mining or quarrying

10

Packaging

9

Photography

11

Post offices

5

Printing

8.5

Publishing

11

Pubs

6.5

Real estate activity not listed elsewhere

14

Repairing personal or household goods

10

Repairing vehicles

8.5

Retailing food, confectionary, tobacco, newspapers or children’s clothing

4

Retailing pharmaceuticals, medical goods, cosmetics or toiletries

8

Retailing not listed elsewhere

7.5

Retailing vehicles or fuel

6.5

Secretarial services

13

Social work

11

Sport or recreation

8.5

Transport or storage, including couriers, freight, removals, and taxis

10

Travel agency

10.5

Veterinary medicines

11

Waste or scrap dealing

10.5

Wholesaling agricultural products

8

Wholesaling food

7.5

Wholesaling not listed elsewhere

8.5

Turnover

Client type

VAT options

Benefits

Drawbacks

Less than £90,000

Mostly non-VAT registered customers

Don’t register for VAT

You can offer lower prices than VAT-registered competitors, as you do not have to charge the 20% VAT.

You cannot reclaim Input VAT on goods and services because you're not registered.

Less than £90,000

Mostly VAT registered customers

Voluntarily register for Standard Rate VAT

VAT-registered customers can reclaim the 20% VAT you charge them, making your prices (excluding VAT) more competitive to them than if you were not VAT registered. You also reclaim all your Input VAT.

None

From £90,000 to £150,000

Any

Register for Standard Rate VAT or Flat Rate VAT

If Flat Rate:

You only pay HMRC a flat-rate percentage of your gross turnover.

If Flat Rate:

You cannot reclaim input VAT, which makes it unsuitable for businesses with high VAT-able expenses.

£1.35 million

Any

Register for Cash accounting scheme or Annual accounting scheme

If Cash accounting scheme: – Don’t pay or reclaim VAT until actual money changes hands for purchases and sales – Improves cash flow as you only pay VAT once you are paid

If Annual accounting scheme: Improves cash flow as you pay VAT less frequently (in monthly or quarterly installments)

If Cash accounting scheme: Delays in reclaiming purchase VAT

If Annual accounting scheme: – Can only reclaim input tax once a year, which is damaging if you rely on cash from reclaiming VAT throughout the year

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