Tide expands its savings offering with the launch of an easy access cash ISA designed for sole traders.
Tide Cash ISA offers 3.25% (variable) AER tax-free interest with flexible, instant, penalty-free access and annual ISA contributions up to £20,000.
London, UK - 25 March: Tide, the UK’s leading business management platform, launches an easy access Cash ISA designed specifically for sole traders to grow their wealth efficiently.
The Tide Cash ISA offers a variable rate of 3.25% AER tax-free on annual contributions of up to £20,000, in line with the current UK ISA allowance. The account provides flexible, instant, penalty-free access to funds and can be managed directly within the Tide app.
The product is powered by ClearBank, with eligible deposits protected up to £120,000 under the Financial Services Compensation Scheme (FSCS).
The launch builds on Tide’s growing savings proposition, following the introduction of its Instant Saver in 2023. By providing sole traders the ability to manage their cash ISA in the same platform they use to run their businesses, Tide aims to make wealth generation more accessible and efficient for many self-employed people.
Heather Cobb, UK Managing Director at Tide, said: “We’re making it easier for sole traders to grow their wealth. Our Tide Cash ISA gives them a straightforward, tax-efficient way to save, with the flexibility to access their money whenever they need it.”
Tide currently supports more than 800,000 small businesses across the UK, representing around 14% of the market. The Tide Cash ISA is available to eligible sole trader members from 17 March 2026 and can be accessed in the Tide app.
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Notes to editors:
Contact:
Lloyd Purnell, PR & Communications Lead, Tide / lloyd.purnell@tide.co
From 6 April 2027, the annual Cash ISA allowance for individuals under 65 will be reduced to £12,000, down from £20,000.
About Tide:
Launched in 2017, Tide is the leading business management platform in the UK. Tide helps small businesses save time and money by not only offering business accounts and related admin services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting and adjacent commercial services such as web-site building.
Tide has more than 800,000 SME members in the UK (14% market share) and more than
1,000,000 SMEs in India. Tide launched in Germany in May 2024 and France in September 2025. Tide has also been recognised with the Great Place to Work certification three years in a row. Tide has been funded by Anthemis, the Apax Digital Funds, Augmentum Fintech, Creandum, Salica Investments, Latitude, LocalGlobe, SBI Group, Speedinvest and TPG, amongst others. It employs more than 2,500 Tideans worldwide. Tide’s long-term ambition is to be the leading business management platform globally.
