Connect with business finance through Funding Options by Tide*

Many small businesses get finance to invest in their growth or to boost their cash flow. But figuring out what your best options are and where to find them can be overwhelming. And even if you do find a potential solution, additional hurdles may stand in your way: for example, the rise in the cost of doing business, or being rejected after applying for a loan or investment. The latter was the number one barrier holding more than half (54%) of women back from starting their own businesses, as revealed in our Women in Business survey.¹

That’s why we’re on a mission to connect small businesses with traditional and alternative finance solutions through Funding Options by Tide. It’s a fast way to find and compare short and long-term offers of between £1,000 and £20 million.²

Check your eligibility

Get the best deal for your business

Match with the right finance instantly

Compare offers tailored to your business needs and eligibility.

💸 Boost your cash flow or borrow to invest

Borrow between £1,000 and £20m, with flexible repayment terms ranging from one month to 15 years.*

💪 Apply with confidence

Apply with support from our SME lending specialists, no obligation to continue, and no impact on your credit score.

Check your eligibility

The types of finance you could access

Asset finance

Spread the cost of new equipment, machinery, vehicles or other assets over a long period of time, so you can scale your business without needing to provide lots of cash upfront.

Bridging loan

Need to buy property or pay for expenses? A bridging loan lends you cash for 12 months or less, whilst you wait for other funds to come in.

Secured business loan

Get capital to move your business forward with one of the most traditional ways to fund a business. You could get a lower interest rate, as you have to offer an asset as security in case you can’t repay.

Unsecured business loan

On the other hand, you don’t have to offer any assets as security with an unsecured loan – that’s good news if you’re just starting up and don’t have any assets.

Invoice finance

Unlock cash that’s tied up in unpaid customer invoices. You could get a percentage of the value of your invoices before they’re paid.

Merchant cash advance

Borrow money and repay it through a percentage of your card sales – simple.

Revolving credit facility

Withdraw money up to a pre-approved amount, use it for your business, and repay what you borrow as many times as you like whilst the revolving credit facility is open. This could be an alternative to an overdraft, which can typically be hard for businesses to find.

Working capital finance

Access money now to fund your growth projects, such as taking on bigger contracts or investing in new markets, which you’ll recoup in the short-to-medium term.

Check your eligibility

Wrapping up

With Funding Options by Tide, you can instantly compare the finance offers available to you. Simply tell us how much you need to borrow, what it’s for and some basic information about your business. Then all you need to do is choose the finance option that best meets your needs!*

¹ Based on an average sample survey of Tide members. The Women in Business survey was conducted between 3 and 7 February 2023, with 1,961 total respondents

² Lender’s additional eligibility checks may apply

*Funding Options, now part of Tide, helps UK firms access business finance, working directly with businesses and their trusted advisors. Funding Options are a credit broker and do not provide loans directly. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness. Funding Options will receive a commission or finder’s fee for effecting such finance introductions.

Lender’s additional eligibility checks may apply.

Please note that the information above is not intended to be financial advice. You should seek independent financial advice before making any decisions about your financial future.

Amina Sinclair-Diallo

Amina Sinclair-Diallo

Midweight Copywriter

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