How does Credit Flex work?

To split a payment you are making into smaller repayments to avoid a sudden balance dip:

1. Select the Credit Flex option when making a payment

2. Review and accept your Credit Flex repayment terms including interest

3. The full payment will be transferred to the recipient from your main account 

4. We’ll then credit the funds back to your main account

5. Your monthly repayments will start the following month

6. Track your Credit Flex repayments from your Credit Flex dashboard.

To get an instant cash boost equal to the value of a previous payment:

1. Go to your account timeline in the Tide app

2. Select the Credit Flex option for the payment you want to cover

3. Review and accept your Credit Flex repayment terms including interest

4. You’ll receive the funds in your main account instantly

5. Your monthly repayments will start the following month

6. Track your Credit Flex repayments from your Credit Flex dashboard